Customers
need a clear route to financing at the moment they are ready to buy.
Get customers funded. Get more deals across the finish line.
One streamlined platform helps customers access financing and gives lenders everything they need to review, manage, and fund applications.
Application reviewFBK-2048 · Submitted today
ReadyAmount$42,000
Income$8,420
Risk score84 / 100
✓ Identity verified
✓ Income confirmed
✓ Bank statements reviewed
Recommended terms$1,340 / mo36 months · 9.5% APR
✓ Offer availableMatched in 2m 14s
The problem
Financing shouldn't slow down the sale.
Businesses
need to close the sale without becoming the lender or adding friction.
Lenders
need an efficient way to review, decide, and manage every application.
How Dhow works
One straightforward financing application.
Eligible lending partners independently review the application.
Available offers can be reviewed, and the customer chooses how to proceed.
Two sides of Dhow
Built for the people selling and the people lending.
For merchants
Turn financing into a natural part of buying.
Keep customers moving forward at the point of purchase without taking credit risk onto your own balance sheet.
- ✓ Embed financing into the sales journey
- ✓ Track referred applications
- ✓ Give customers access to financing without becoming the lender
Product workspace
Every application. One clear operating view.
Move from intake to decision with the borrower context, documents, policy checks, and proposed terms in one place.
Ava Martinez
Willow Studio · Working capitalMonthly net income$8,420
DTI ratio21%
Credit bandPrime
□ Government ID Verified
□ Bank statements Verified
□ Income records Verified
□ Business registration Verified
✓ Application received
✓ Identity & documents
○ Underwriting review
○ Final decision
White-label by design
Your lending platform. Your brand.
Operate Dhow under your own identity while the underlying platform powers applications, decisions, servicing, and day-to-day lending operations.
N NorthstarBorrower portal
Funding that fits your business
Review your personalized financing offer.
Approved amount$42,000Monthly payment$1,340Term36 months
✓ Offer ready to review View offer